Last modified: 20 October 2026
In this Consent for Telephonic and Electronic Communications, the words "you" and "your" mean and include Glow Financial Services Canada Corp, or its subsidiary, as the case may be, and their respective successors, assigns, representatives, agents, and service providers. If I provide a telephone number or email address to you, now and in the future, I agree that I am giving my express consent for you to use that telephone number and email address for communicating with me about my requests for prequalified loan offers and loans, the origination and disbursement of my loans, and the servicing, collection, and customer service aspects of any loans I obtain from or through you, now or in the future (together, "Communications"). This includes Communications that you make to my mobile telephones and other wireless devices.
Consent to Receive Commercial Electronic Messages
I give my express consent, in accordance with Canada's Anti-Spam Legislation ("CASL"), for you to send me commercial electronic messages ("CEMs"), including by email, text message (SMS), and other electronic means, about my requests for loan offers and Loans, the origination and disbursement of my Loans, and the servicing, collection, and customer service aspects of any Loans I obtain from or through you, now or in the future. I understand this consent is separate from, and in addition to, any implied consent that may otherwise arise from an existing business relationship between us, as permitted by applicable law.
Every CEM you send me under this consent will identify you as the sender (and, if sent on your behalf by a third party, will identify that third party), will include accurate contact information allowing me to readily contact you, including a mailing address and either a telephone number, email address, or web address, and will include a readily performed unsubscribe mechanism at no cost to me. If I unsubscribe, you will give effect to my request without delay, and in any event within 10 business days, and I understand that unsubscribing from CEMs does not affect Communications that are not commercial electronic messages, such as servicing notices, payment reminders, or other transactional or informational Communications about an existing Loan or otherwise as required or permitted by law.
Consent to Telemarketing and Automated/Prerecorded Calls
I authorize you to make these Communications and leave recorded messages and voicemails for me using live callers, automated dialing-announcing devices, artificial or prerecorded voice messages, and text message (SMS) systems, in accordance with applicable law, including the National Do Not Call List ("DNCL") rules. I understand that, because I have an existing business relationship with you and/or have provided my express consent as described in this document, you may contact me notwithstanding my registration, if any, on the National DNCL, to the extent permitted by those rules.
I certify that I am or will be the subscriber of any telephone number that I provide to you at any time, or a customary user of the device associated with the telephone number, who is authorized to consent to these Communications. I give my express consent for you to collect, monitor, and record the content of such Communications, my replies and responses to those Communications, and my telephone calls with you for risk management, compliance, and quality assurance purposes, such as to detect or prevent fraud or comply with the rules or laws that govern such Communications. I understand that you may include guidance in my written consents or certain Communications that I can follow to cancel or update my consent for those specific forms of Communications.
Withdrawing Consent
I may withdraw my consent to receive CEMs at any time using the unsubscribe mechanism included in the message, or by contacting you using the contact information below. I may also ask to have my telephone number added to your internal do-not-call list at any time by contacting you using the contact information below; you will action that request within 30 days. Withdrawing consent to marketing or promotional Communications will not affect Communications that are not commercial electronic messages and that are necessary for the servicing, collection, or administration of an existing loan.
Loans are made by Glow Financial Services Canada Corp., having address 600-1741 Lower Water Street, Halifax, Nova Scotia B3J 0J2. And may be contacted at 514-400-6253.